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This is a valid requirement, and technologies such as PassTickets could be used to implement it. However the use of the MFTCredentials.xml file would still have to be maintained for existing customers who use it. However the function requested in this RFE could be made available as an alternative.
Note that use of the MFTCredentials.xml file today is optional. It is only needed when a password is required to connect to a queue manager or a database, or client connections with TLS are used. It is not used for general MFT user management. In many cases, when running on z/OS passwords aren't used because connections between agent and queue manager, or agent and database are made using cross-memory connections and only started task ids are checked.